Insurance companies sometimes minimize claim payouts. Here are the most common signs that your claim was undervalued:

1. The offer came too fast
Fast payouts often mean the insurer didn’t conduct a full investigation.

2. The adjuster skipped a thorough inspection
Not checking attics, roofs, or interior structures is a red flag.

3. Hidden damages were ignored
Moisture, mold, and structural issues must be included in your settlement.

4. Only partial repairs were approved
Patchwork solutions usually indicate an underpaid claim.

5. Lack of detailed documentation
If the insurer doesn’t provide breakdowns of labor and material costs, be cautious.

6. Neighbors received higher payouts for similar damage
This is especially common after storms and hail events.

Solution:
A Public Adjuster can challenge the insurer’s numbers and fight for the compensation you actually deserve.